About Benefit Consulting Group
Your Local Experts in Insurance Solutions – Backed by Decades of Experience
At Benefit Consulting Group, we believe insurance should be personal, practical, and built around you. With over 20 years of underwriting experience at some of the nation’s top carriers, we bring industry expertise with a hometown touch right here in Portland, Maine.
Our mission is simple: to help individuals, families, and businesses in Maine secure the coverage they need to protect what matters most. Whether you're shopping for life insurance, employee benefits, or complex commercial coverage, we offer clear guidance, customized solutions, and honest advice every step of the way.
Managing Partner - Phil Napolitano
Phil Napolitano is a life-long Mainer with over 20 years of underwriting experience as a director at some of the largest US insurance carriers. In addition, Phil has complemented this experience with an MBA and MSc from the London School of Economics and is a CPA who understands tax implications of insurance and benefit design.
We KnowMaine.
As locals ourselves, we understand the unique insurance needs Mainers face—from coastal homeowners to growing small businesses. You’re not just a number—you’re our neighbor.
We Do the Heavy Lifting.
​From comparing quotes to helping you navigate renewal changes, we take the guesswork out of insurance. We’ll leverage our deep industry connections and experience to find coverage that fits your needs and budget.
We Offer One-Stop Shopping.
Life, health, home, auto, commercial, bonds—you name it, we can help. Benefit Consulting Group is your single source for a full suite of insurance products, all tailored to you.
What Sets Us Apart
Experience
With years of experience in the insurance industry, we bring a wealth of knowledge to help you make the right insurance decisions.
Personalized Solutions
We understand that every individual and business is unique. Our personalized solutions cater to your specific insurance needs.
Reliability
Count on us for reliable insurance products that deliver on our promises of protection and security.
Customer Focus
Your satisfaction is our priority. We are dedicated to providing exceptional customer service and support at every step.
Commitment to Excellence
We are committed to excellence in all aspects of our service, ensuring that you receive the best insurance solutions available.
Trusted Partnerships
We partner with leading insurance providers to offer you a wide range of options and ensure you get the coverage that suits your needs.
Our Commitment
Insurance is more than a policy—it’s peace of mind. At Benefit Consulting Group, we’re committed to helping you make confident, informed decisions with support that goes well beyond the paperwork. Whether you're just getting started or facing a complex renewal, we’re here to advocate for you.
Ready to explore your options?
Our Story
Who We Are
At US Surety Life, we are committed to providing a diverse range of insurance products tailored to meet the specific needs of our clients. With a focus on reliability and excellence, we aim to offer the best-in-class insurance solutions to protect what matters most to you.
Our dedicated team of professionals is here to guide you through the complexities of insurance, ensuring you make informed decisions that secure your future.
Clients' Voice
Satisfied Customers Speak
US Surety Life has been an invaluable partner in securing my family's future. Their attention to detail and personalized service truly set them apart.
John Doe
Professionalism and prompt responses make US Surety Life my go-to insurance agency for all my needs.
Jane Smith
I have peace of mind knowing that US Surety Life has my back. Their commitment to excellence is unmatched.
Michael Johnson
US Surety Life's customer service is outstanding. Their agents go above and beyond to ensure I have the right coverage for my family.
Our Agents
Meet Our Team
Our agents are highly trained professionals dedicated to providing you with top-notch insurance solutions. From life insurance to commercial lines, they have the expertise to guide you towards the best coverage for your needs.
Agent Support
Supportive Assistance
Our agents offer personalized support to ensure you understand your insurance options and make well-informed choices. They are here to assist you every step of the way.
(207) 387-8829
Customer Care
Dedicated Service
Customer satisfaction is our priority. Reach out to our agents for any questions or assistance you may need regarding your insurance coverage.
(207) 387-8829
Expert Advice
Guiding You Right
Our agents provide expert advice to help you navigate the insurance landscape with confidence. Trust their knowledge and experience for comprehensive coverage.
(207) 387-8829
Why Us
Choose Excellence
US Surety Life stands out for its unwavering commitment to quality service and client satisfaction. Here's why you should choose us:
Experience
With years of experience in the insurance industry, we bring a wealth of knowledge to help you make the right insurance decisions.
Personalized Solutions
We understand that every individual and business is unique. Our personalized solutions cater to your specific insurance needs.
Reliability
Count on us for reliable insurance products that deliver on our promises of protection and security.
Customer Focus
Your satisfaction is our priority. We are dedicated to providing exceptional customer service and support at every step.
Commitment to Excellence
We are committed to excellence in all aspects of our service, ensuring that you receive the best insurance solutions available.
Trusted Partnerships
We partner with leading insurance providers to offer you a wide range of options and ensure you get the coverage that suits your needs.
Our Branches
Visit our branches located conveniently across different regions to receive personalized assistance and explore our range of insurance products.
Our branches are designed to provide you with a welcoming environment where you can discuss your insurance needs with our expert agents.